Job Description

Commercial Banking Underwriter

Tampa, FL (Hybrid - As Needed In-Office Presence)

About Us:

Korn Ferry has partnered with a dynamic and growing community bank headquartered in Tampa, FL, with approximately $400 million in assets. Our commitment to excellence and customer service drives everything we do. We offer a flexible work environment, requiring in-office presence only as needed, allowing our team members to maintain a strong work-life balance.

Position Overview:

We are seeking an experienced Commercial Banking Underwriter to assess credit risk and structure commercial loan transactions. The ideal candidate will have strong analytical skills, a keen attention to detail, and a solid understanding of commercial lending principles. This role will be instrumental in supporting our lending team by ensuring sound credit decisions that align with the bank’s policies and risk appetite.

Key Responsibilities:

• Analyze and underwrite commercial loan applications, including C&I, CRE, and SBA loans.
• Assess financial statements, tax returns, credit reports, and industry trends to evaluate borrower risk.
• Prepare clear and concise credit memos for loan approval committees.
• Work closely with Relationship Managers and Loan Officers to structure deals that meet client needs while mitigating risk.
• Ensure compliance with bank policies, regulatory requirements, and industry best practices.
• Monitor existing loan portfolios for financial performance and risk indicators.
• Provide recommendations for loan structuring, risk mitigation, and policy exceptions when necessary.

Qualifications:

• Bachelor's degree in finance, accounting, business, or a related field (or equivalent experience).
• 2+ years of experience in commercial credit analysis or underwriting.
• Strong understanding of financial statements, credit risk assessment, and cash flow analysis.
• Familiarity with regulatory compliance and lending guidelines.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Excel and banking/financial software.

Compensation & Benefits:

• Salary Range: $70,000 - $80,000 , commensurate with experience.
• Flexible work environment with minimal required office presence.
• Comprehensive benefits package, including health, dental, vision, and retirement plans.
• Professional development and growth opportunities.

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